With over 22 years of experience in the mortgage industry under his belt, Mike Wise is a seasoned business executive, well versed in every imaginable aspect of mortgage banking. He has a solid track record as a strategic, innovative and results-driven leader who emphasizes ethics, loyalty and enthusiasm in both his team and client relations. With Mike as the driving force, Capstone Direct has become a lender capable of offering clients a superior loan application experience while maintaining low rates. Prior to founding Capstone Direct, Mike played an integral role as the Senior Vice President at Ownit Mortgage Solutions, a company whose success exploded during his tenure.
Refinancing your home could easily save you thousands upon thousands of dollars in the coming years. Whenever interest rates are lower than the rate you are currently paying, it's in your best interest to refinance. Even if you've refinanced recently, there still might be thousands of dollars more in savings for you to take advantage of. We even offer no cost refinancing options!
If you're looking into buying a home for the first time, you might feel a little overwhelmed given that it could likely be the biggest, most important purchase you've made so far. There are a lot of things to consider, and we hope to help simplify the process with options that work for your specific situation.
If you are looking to begin the process of applying for a mortgage, one of the first decisions you'll need to make is whether to get a fixed rate loan or an adjustable rate loan. Our team of experts are standing by.